Request a Quote Life Insurance Quotes Individual Couples Policy Life CoverLife Cover with TPDIncome Protection Name Email Phone Age 1819202122232425262728293031323334353637383940414243444546474849505152535455565758596061626364656667686970717273747576 Gender Male Female Smoker Non-Smoker Smoker Cover Cover Amount Term life insurance provides a lump sum payment on the death of the life insured. Approximate premiums are detailed below for non-smokers. Annual Income Please enter your gross annual income before tax.